10-K 2026-09-29 ↗ compared with the previous 10-K 10-K 2025-09-26 ↗
Technical events and factor profile →
Copart warns of new risks from restrictive covenants in its credit agreement and potential losses from variable interest rates. The company also faces increased scrutiny over data privacy and cybersecurity. Additionally, it may incur significant indebtedness under its new credit facility.
| After the 10-K | 1 session | 5 sessions | 20 sessions |
|---|---|---|---|
| CPRT | -0.3% | +1.6% | pendiente |
| Nasdaq-100 (QQQ) | +0.2% | +2.7% | |
| Difference | -0.5% | -1.1% |
From the close before the filing. Historical data, not a prediction.
The 2026 Credit Agreement contains restrictive covenants, including a maximum consolidated total net leverage ratio and other customary covenants that limit our and our subsidiaries’ operating and financial flexibility, subject to certain exceptions. If we fail to comply, the lenders could terminate their commitments and accelerate any outstanding borrowings, and because the facility is guaranteed by certain of our subsidiaries, they could be required to satisfy those obligations. If we incur indebtedness under the 2026 Credit Agreement, we will be subject to variable interest rate risk, because borrowings bear interest at a margin over a benchmark rate or a base rate. A substantial increase in interest rates could impair our ability to service our indebtedness. Any refinancing of our debt could be at higher interest rates and could require us to comply with more onerous covenants, which could further restrict our business operations. We also may not be able to refinance indebtedness on commercially reasonable terms, or at all.
| Jul 26 | Apr 26 | Jan 26 | Oct 25 | Jul 25 | |
|---|---|---|---|---|---|
| Revenue | $1.2B | $1.2B | $1.1B | $1.2B | $1.1B |
| YoY growth | +2.4% | +2.1% | -3.6% | +0.7% | +5.2% |
| Gross margin | — | — | — | — | — |
| Operating margin | 32.0% | 37.5% | 34.7% | 37.3% | 36.7% |
| Net income | $327M | $402M | $351M | $404M | $396M |
| Diluted EPS | 0.35 | 0.43 | 0.36 | 0.41 | 0.40 |
XBRL data filed with the SEC. The fourth fiscal quarter is calculated as the full year minus the previous three quarters.
0 = the lowest in the universe, 100 = the highest. It describes how the stock has behaved, not whether to buy or sell it. Screen stocks by factors
Similar than in the previous 10-K (2025-09-26: +15, -2 points)
10-K of 2026-09-29 · 24.4% positive sentences, 8.6% negative · 197 sentences analysed
Index from −100 to +100 calculated with FinBERT on the results discussion (MD&A). The change matters more than the level: some sectors always sound more cautious.
| Akre Capital · Chuck Akre
held since Q2 2025 |
4.4% | $225.1M | = |
| Bridgewater Associates · Ray Dalio
held since Q2 2026 |
0.0% | $1.0M | new |
Weight in each fund's portfolio and change vs. the previous quarter, from its latest 13F.
All material events for CPRT →
Source: SEC EDGAR. Automatic comparison of the risk factors section; it may contain extraction errors. Always check the original document. For information purposes only; not investment advice.